Temple vs. Charlotte Football Prediction & Odds - Oct. 18

Temple v Georgia Tech

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The Temple Owls (3-3) hit the road for an AAC clash against the Charlotte 49ers (1-5) on Saturday, October 18, 2025 at Jerry Richardson Stadium.

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Temple vs. Charlotte Matchup Info

  • Game date: Saturday, October 18, 2025
  • Game time: 3:30 p.m. ET
  • Location: Charlotte, North Carolina
  • Venue: Jerry Richardson Stadium
  • TV channel: ESPN+
  • Live Stream: Watch this game on ESPN+

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Temple vs. Charlotte Odds and Prediction

  • Spread favorite: Owls (-12.5)
  • Moneyline: Owls (-457), 49ers (+349)
  • Total: 48.5 points
  • Pick ATS: Temple (-12.5)
  • Pick OU: Over (48.5)
  • Prediction: Temple 34, Charlotte 16

Prediction derived from a team strength comparison algorithm. Multiple factors such as strength of wins and scoring margin are used to make this projection.

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Temple vs. Charlotte Betting Records and Insights

  • Temple is 5-1-0 ATS this season.
  • Charlotte has a record of 2-3-1 against the spread this year.
  • The Owls have been favored by 12.5 points or more once this season, and covered the spread.
  • The 49ers have covered the spread once this year (1-1-1 ATS) when playing as at least 12.5-point underdogs.
  • So far this season, four of Temple's six games have hit the over.
  • In 2025, three Charlotte games have gone over the point total.